Best Credit Cards in Australia for Cashback & Rewards (2025 Edition)

Comparison chart infographic of the best credit cards in Australia for cashback and rewards in 2025, listing bonus offers, annual fees, and benefits for five major cards.

If you're spending money, why not earn something back? The right credit card can give you cashback, frequent flyer points, shopping discounts, and even gift cards. Here's our top 5 picks for the best rewards and cashback credit cards in Australia for 2025.

💳 1. American Express Cashback Credit Card

  • Cashback: 1–1.5% on eligible purchases
  • Annual Fee: $0 for the first year
  • Bonus Offer: Up to $200 cashback after minimum spend

💳 2. NAB Rewards Signature Card

  • Points: 1.25 NAB Rewards points per $1
  • Annual Fee: $295
  • Bonus Offer: 100,000 bonus points

💳 3. Westpac Altitude Platinum Card

  • Rewards: Altitude points or Qantas points
  • Annual Fee: $150
  • Bonus Offer: 70,000 points + travel insurance

💳 4. ANZ Rewards Platinum

  • Points: 1 ANZ Rewards point per $1
  • Annual Fee: $160
  • Bonus Offer: $500 in gift cards (via points)

💳 5. Coles No Annual Fee Mastercard

  • Points: Flybuys points per dollar spent
  • Annual Fee: $0
  • Bonus Offer: 2,000 bonus Flybuys points

📌 What to Look for in a Rewards Card

  • Match rewards to your lifestyle (travel vs groceries vs cashback)
  • Always check the annual fee vs actual benefit
  • Pay your balance in full each month to avoid interest

✅ Conclusion

The best credit card is the one that rewards your regular spending habits. From cashback lovers to frequent flyers, there’s a card that can boost your benefits in 2025. Just remember—reward yourself, not the bank!

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